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We will not share any information you provide via this website to any third party without your written permission to do so.

The fine print

By using this web site, you agree to be bound by the terms and conditions below. In continuing to access this site you are considered to have accepted these terms and conditions.

1. Definitions

“Content” means all information, data, text, software, audio, visuals, video, messages, or other materials on the site.
“You/Your” means you, the user site user.
“We/Us/Our” means AssetLab Limited who provides this web site.

2. General

The information provided and services described in this website are of a general nature and are not intended to be personalised financial advice to a retail client. The information provided in this website is not intended to be a substitute for professional advice. You may seek appropriate personalised financial advice from a qualified professional to suit your individual circumstances.

While every effort is made to ensure the information on this website is up-to-date and correct, AssetLab Limited makes no representations or warranties of any kind, express or implied, about the accuracy, reliability, completeness, suitability or availability of the website or the information about the products and services provided on the website. The information on this website is subject to change at any time. AssetLab Limited is under no obligation to update any information on this website or correct any errors in the information after it is published on the website. Any reference on this website to historical information and performance of a product or service may not necessarily be a good guide to future performance. You are solely responsible for any actions you take or do not take by relying on such information. To the full extent legally allowable the directors, contractors, associates and staff of AssetLab Limited expressly disclaim all and any liability and responsibility to any person in respect of anything, and of the consequences of anything, done or omitted to be done by any such person in reliance, whether wholly or partially, upon the whole or any part of the contents of this website. The disclaimers and limitations of liability do not prejudice your rights under the Consumer Guarantees Act 1993, nor are they intended to exclude liability arising under statute.

The information published on this website is governed by, and has been prepared to comply with, the New Zealand law. The information is only intended for persons within the New Zealand jurisdiction and is not intended for persons outside the New Zealand jurisdiction. AssetLab Limited does not accept responsibility for the compliance of this information with the laws of any other country. The laws of New Zealand shall govern your use of the website and by visiting this website you hereby agree to submit to the exclusive jurisdiction of the New Zealand courts.

Although AssetLab Limited regularly updates its virus protection software, it does not warrant that the server that makes the information and contents of this website available is free of viruses or bugs. You acknowledge that it is your responsibility to implement sufficient procedures and virus checks (including anti-virus and other security checks) to satisfy your particular requirements for the correct display and/or presentation of any material contained on this website.

Through this website you may be able to link to other websites which are not under the control of AssetLab Limited. AssetLab Limited has no knowledge of or control over the nature, content, and availability of those websites. AssetLab Limited does not sponsor, recommend, or endorse anything contained on these linked websites. AssetLab Limited does not accept any liability of any description for any loss suffered by you by relying on anything contained or not contained on these linked websites.

Every effort is made to keep the website up and running smoothly. However, AssetLab Limited takes no responsibility for, and will not be liable for, any loss you may suffer due to the website being temporarily unavailable either during its planned maintenance or due to technical or other issues beyond our control.

All materials on this website are protected by copyright and intellectual property laws and are the property of AssetLab Limited unless otherwise explicitly stated. The website may also contain a number of trademarks, logos and symbols which are either owned by AssetLab Limited or used by AssetLab Limited with the approval of the companies/persons that do own them. Nothing on the website should be construed as granting any licence to use any trade mark without the permission of the trade mark owner. Any material on this website that is identified as being subject to copyright of a third party, authorisation to use or reproduce such material must be obtained from that third party. Unless stated otherwise, you may access and download the materials located on this website only for personal, non-commercial use. You agree not to reproduce, exploit, duplicate, copy, sell, or resell, any portion of the Service, use of the Service, or access to the Service or any contact on the website through which the service is provided, without express written permission by us.

We reserve the right to refuse service to any person at any time without having to provide reason

Any ambiguities in the interpretation of these Terms of Service shall not be construed against AssetLab.

3. Modifications to the website

We reserve the right to modify or discontinue, temporarily or permanently, the website (or any part thereof) at any time, with or without notice. You agree that we shall not be liable to you or to any third party for any modification, suspension, or discontinuance of the website.

4. Amendments to these terms and conditions

We reserve the right to modify, amend, or update these terms and conditions at any time without notice.

5. Links from other sites to AssetLab

You may create a hyperlink to AssetLab from another website. However, the link must not be presented on the site in any context that implies that AssetLab has an association with your site, or endorses your site or product.

6. Views of others are their own

Articles or reports by named authors express their views, and do not necessarily reflect the views of AssetLab.

7. Web measurement tools

We may use web measurement tools to tell us:

  • How people are using AssetLab

  • What tools they use

  • Which pages they read, and so forth.

From time to time we may aggregate the information obtained in order to publish statistics. The information may also be used regularly for continuous website improvement and to ensure a personalised user experience. 

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